X̲wóx̲welá:lhp | Yale First Nation
The Yale First Nation is a First Nations band government located in British Columbia, Canada, with traditional territories in the Fraser Canyon area.
Overview
Last Updated 2026-03-29 03:27:24 UTCBand Council
TERRANCE TROY PETERS
Chief
JUDITH MORENO
Councillor
JANITA PETERS
Councillor
Administrative Contacts
Financial Overview
YALE FIRST NATION FINANCIAL SUMMARY
Fiscal Year 2024-2025 (Ending March 31, 2025)
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DISCLAIMER: This financial summary was generated using artificial intelligence
based on publicly available audited financial statements and has been reviewed
by a human analyst. While care has been taken to ensure accuracy, users should
verify critical information against the original audited financial statements
prepared by MNP LLP.
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EXECUTIVE SUMMARY
Yale First Nation achieved total revenue of $7,878,758, a decrease of 12.6%
from the prior year, primarily due to reduced other revenue sources. The Nation
generated an annual surplus of $1,750,808, down 63.1% from the prior year,
bringing accumulated surplus to $28,007,222. Net financial assets increased
15.4% to $10,956,574, while cash and portfolio investments grew to $15,312,423.
Long-term debt decreased to $5,987,831 with steady principal reductions across
multiple mortgages. Investment income from government business partnerships and
enterprises contributed $29,238, while portfolio investment income reached
$1,139,544. The Nation maintained an operating margin of 22.2% and holds a
position of financial strength with substantial reserves and diversified revenue
streams including significant investment income.
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FINANCIAL POSITION
Total Assets: $18,751,613
- Financial Assets: $18,751,613 (includes Cash: $7,704,753)
- Tangible Capital Assets: $16,999,441
- Property Under Development: $0
Total Liabilities: $7,795,039
- Long-term Debt: $5,987,831
- Accounts Payable: $437,762
- Deferred Revenue: $1,369,446
Net Financial Assets: $10,956,574 (up 15.4% from prior year)
Accumulated Surplus: $28,007,222 (up 7.8% from prior year)
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REVENUE & OPERATIONS
Total Revenue: $7,878,758 (down 12.6% from prior year)
Major Revenue Sources:
- Indigenous Services Canada: $2,492,310 (31.6%)
- Investment Income: $1,139,544 (14.5%)
- First Nation Health Authority: $563,765 (7.2%)
- Province of BC: $466,759 (5.9%)
- Department of Fisheries and Oceans: $283,118 (3.6%)
- New Relationship Trust: $260,000 (3.3%)
- Rental Income: $139,694 (1.8%)
- Other Government Funding: $120,141 (1.5%)
- Other Revenue: $2,276,254 (28.9%)
- Earnings from Nation Business Entities: $29,238 (0.4%)
- CMHC: $51,543 (0.7%)
- Pacific Salmon Commission: $51,892 (0.7%)
Total Expenditures: $6,127,950 (up 43.8% from prior year)
Major Program Expenditures:
- Economic Development & Employment: $3,002,664 (49.0%)
- Health & Social Development: $943,094 (15.4%)
- Administration & Education: $857,427 (14.0%)
- Capital Projects & Maintenance: $607,978 (9.9%)
- Housing: $404,348 (6.6%)
- Other Programs: $298,395 (4.9%)
- Special Projects: $14,044 (0.2%)
Annual Surplus: $1,750,808 (down 63.1% from prior year)
Operating Margin: 22.2%
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KEY FINANCIAL METRICS
- Financial Assets to Liabilities Ratio: 2.4:1
- Debt-to-Assets Ratio: 31.9%
- Self-Generated Revenue: 68.4% of total
- Cash Reserves: 15.1 months of operating expenses
- Business Entity Profits: $29,238 from 3 partnerships/entities
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CHIEF & COUNCIL REMUNERATION
Name Position Remuneration Expenses Total
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Troy Peters Chief $91,755 $2,515 $94,270
Judith Moreno Councillor $90,385 $3,835 $94,220
Janita Peters Councillor $87,975 $3,740 $91,715
Total Governance Compensation: $280,205 (3.6% of total revenue)
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Source: Audited consolidated financial statements, MNP LLP, August 1, 2025
Band Financial Statements
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Laws, Bylaws, and Codes
Intergovernmental Agreements
Active Court Cases
Location Map
Reserves
-
ISC Code: 8105
YALE 18
0.7 Hectares
YALE DIST., IN TP.17,R.26,W.6M, AN ISLAND IN THE FRASER RIVER, OFFSHORE FROM KUTHLALTH I.R. NO. 3 1.5 MLS E. OF YALE
[49.5611912, -121.405652] -
ISC Code: 8107
YALE 20
5.6 Hectares
YALE DIST., IN SECS. 13&14, TP.7,R.26,W.6M, ON LEFT BANK OF THE FRASER RIVER, AT MOUTH OF A CREEK 2 MLS ABOVE YALE
[49.5710971, -121.4000038] -
ISC Code: 8110
YALE 23
5.6 Hectares
YALE DIST. IN SEC. 25, ON RIGHT BANK OF THE FRASER RIVER, 3 MILES NORTH OF YALE
[49.60101179999999, -121.4143536] -
ISC Code: 8111
YALE 24
0.2 Hectares
YALE DIST. SECS. 35&36, ON RIGHT BANK OF THE FRASER RIVER, 3 MILES NORTH OF YALE
[49.6005656, -121.4159071] -
ISC Code: 8100
ALBERT FLAT 5
52.3 Hectares
YALE DISTRICT, ON RIGHT BANK OF THE FRASER RIVER, 3 MILES SOUTH OF YALE
[49.5207854, -121.4200466] -
ISC Code: 8102
KAYKAIP 7
10.0 Hectares
YALE DISTRICT, IN TP.6,R.26,W.6M, ON LEFT BANK OF THE FRASER RIVER AT MOUTH OF KEIKUM CREEK
[49.48952629999999, -121.4149941] -
ISC Code: 8104
LUKSEETSISSUM 9
53.9 Hectares
YALE DISTRICT IN TPS.4&5,R.27,W.6M, ON RIGHT BANK OF THE FRASER RIVER, AT RUBY CREEK C.P. STATION
[49.3526289, -121.612278] -
ISC Code: 8099
QUALARK 4
10.0 Hectares
YALE DISTRICT, IN TP.6,R.26,W.6M LEFT BANK OF FRASER RIVER AT MOUTH OF QUALARK CREEK
[49.5251346, -121.4138102] -
ISC Code: 8101
SQUEAH 6
16.8 Hectares
YALE DISTRICT, ON LEFT BANK OF THE FRASER RIVER, AT MOUTH OF THE SUKA CREEK
[49.5020117, -121.4133282] -
ISC Code: 8108
YALE 21
1.3 Hectares
YALE DIST. IN TP.7,R.26,W.6M, ON LEFT BANK OF THE FRASER RIVER, NORTH MOUTH OF SIWASH CREEK
[49.5828064, -121.399794] -
ISC Code: 8109
YALE 22
3.4 Hectares
YALE DIST. SEC.24, ON RIGHT BANK OF FRASER RIVER, 3 MILES N. OF YALE INCL A GRAVEYARD AND ROCKS CLAIMED BY BILLY SWALLSEA
[49.5852434, -121.4034199] -
ISC Code: 8112
YALE 25
0.3 Hectares
YALE DIST. SECS. 25&36, ON LEFT BANK OF THE FRASER RIVER, 3 MILES NORTH OF YALE
[49.6004296, -121.4123316] -
ISC Code: 8097
YALE TOWN 1
6.4 Hectares
YALE DISTRICT, IN SEC. 14, ON RIGHT BANK OF THE FRASE RIVER AT YALE
[49.5624821, -121.4233132] -
ISC Code: 8098
4 1/2 MILE 2
4.3 Hectares
YALE DISTRICT, IN SECS. 35&36, TP.6, T.26, W.6M ON RIGHT BANK OF THE FRASER RIVER, 3 MLS N.E. OF YALE
[25.547115, 91.850166] -
ISC Code: 8106
YALE 19
0.7 Hectares
YALE DIST. IN TP.17, R.26, W.6M, ON LEFT BANK OF THE FRASER RIVER, NORTH OF AND ADJOINING KUTHLALTH I.R. NO. 3
[49.5661779, -121.3975928] -
ISC Code: 10236
XWOXWELÁ:IHP 26
0.1 Hectares
YALE DIVISION YALE DISCTRICT SECTION 9, TOWNSHIP 5, RANGE 26, WEST OF THE 6TH MERIDIAN
[nil, nil] -
ISC Code: 8103
STULLAWHEETS 8
52.6 Hectares
YALE DISTRICT, ON RIGHT BANK OF THE FRASER RIVER, AT CHOATE C.P. STATION
[49.470958, -121.426066]
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